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Weddings are one of the most important events in life—and they're among the most expensive, too, with the average wedding now costing over $26,000. And, that's before the honeymoon, which tends to be another $5,000 all by itself. Given the sheer amount of time, effort, money, and planning that goes into a wedding, it makes sense to protect your funds invested in this event and make sure that unexpected problems don't result in the loss of your entire investment.
Before you begin shopping for wedding insurance, though, there are a few important things to know—like what parts of the event are covered and how liability can come into play.
What does it cover?
Cancellation/Postponement (Unavoidable Cancellation)
- Lost Deposits from Vendors
- Lost Rings
- Severe Weather
- Ruined Photos
- Call to Duty (Military Service)
- Damaged Gifts
- Sudden Illness (COVID-19 not covered)
- Venue Required Liability (Common)
- Liquor Liability
- Additional Expense
It's important to note that most plans don't cover losses due to either party deciding to cancel the wedding due to a change of heart, medical issues from a pre-diagnosed condition, or illness due to COVID-19
Weddings and Events should also have basic liability coverage in case anyone is hurt during the event. For example, guests may have allergies to foods or perfumes brought in, or people trying to move a large object as part of the ceremony could trip and fall. The right coverage can ensure that a wedding won't end with the bride and groom facing a lawsuit they'll have to pay out of pocket to defend. Call our agency today for a free quote and more information.
Events also need coverage
This coverage is not limited to just weddings! With our specialty event insurance coverage, you can make sure that your special event is financially protected as well.
Pricing and Coverage Options
Wedding Coverage Brochure
Wedding Coverage Rates (rates may vary by state)
Event Coverage Brochure
Event Coverage Rates (rates may vary by state)
Give us a call at (972) 359-9324 ext. 1005 for more information!